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Ok I admit this is an unusual post for me, as it is off topic for once, but it is something I have found very useful so I wanted to share it. If you are looking to borrow some money at the moment you will be looking around at loans of between 8-10% at the cheapest. However, I have a route around that. All you need to do is enrol for a Virgin Credit Card. It looks like any normal credit card but it has the longest (at the moment) interest free period of 16 months – which isn’t bad for a start. However, the best bit is this, if you get one of ...

